BUSINESSPHD.COM

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DEBT

This has always been a major issue for businesses and many a business has been sucked under in this powerful vortex.  For years consultants and CEO’s have dealt with debt by attempting, at almost all costs to avoid it.  Great plan but without capital to fund ventures and inventory it will be guaranteed that growth and evolution with be suppressed.  I know in my work it was one area that was the proverbial “thorn in my side”. I have studied long and hard how to deal with this and avoiding it is usually a “hind sight 20/20” type of thing. Debt seems to sneak up on us and then drop like a rock and crush us without mercy.

I would like to say I could guide you in an absolute way to avoid it but that would be a pipe dream. If you want your business to develop and prosper you need money and that usually means debt. If you do not want to acquire debt then I will gladly tailor your business to avoid it.

More realistic would be mentoring you in how to manage it. Most often there is a severe debt issue and that is when I most often hear from a business.  All is not lost I can guide you in managing and often eliminating a large percentage of your debt particularly in these trying financial times.  Lines of credit, bank loans, facility or structure leases, credit cards, liens, judgments, taxes, ect.  

If this is a major concern of yours right now and you want this addressed even if you do not want to utilize my other services I am available to help. All fees for debts of most types are contingency based requiring no money upfront the exception being taxes..  I will assign your case to a seasoned mediation and negotiation team. They will negotiate directly with your creditor and get a written signed agreement which will be presented to you for your approval.  If you choose to not to accept this agreement then it ends there with no money due.  If you choose to accept it then you will be responsible for the contingency fees.  These fees are always a percentage of what is saved by negotiation.  Taxes are the only debt that requires any retainer as it will be handled by a seasoned tax attorney and fees are quoted upfront before any money is paid. You always know exactly what is going to be required.

Commonly with this mediation between 40% and 80% of your debt will be eliminated.  

This is not credit counseling all payments are made directly to your creditor.

The single best investment in today’s economy is eliminating your debt!!!

I can also assist with personal debt whether it is business related or not.

The only mistake you can make is not calling to discuss this with me.

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For contact at your convenience to discuss what I can do for you please fill out the form below. Thanks!